Namaste Business Funding
Funding Solutions

Every Business
Deserves the
Right Funding.

We offer six distinct funding programs designed to match your business stage, industry, and goals. From same-day cash advances to multi-million dollar SBA loans — we find the right fit.

Apply Now

Working Capital

Keep your business running at full speed. Working capital loans give you the cash flow to cover payroll, inventory, marketing, and day-to-day expenses — without waiting on slow-paying customers or seasonal dips.

Ideal For
  • Seasonal businesses needing cash flow
  • Businesses with outstanding invoices
  • Covering operational gaps
  • Inventory purchases
Requirements
  • 6+ months in business
  • $10K+ monthly revenue
  • All credit types considered
Amount
$10,000 – $500,000
Turnaround
24–48 Hours
Term
3–18 Months
Apply for This Program

SBA Loans

Government-backed SBA loans offer the lowest rates and longest repayment terms available to small businesses. Ideal for major investments, real estate, or businesses looking to refinance existing debt at better terms.

Ideal For
  • Business acquisition or expansion
  • Commercial real estate purchase
  • Long-term equipment investment
  • Debt refinancing
Requirements
  • 2+ years in business
  • Good credit (650+)
  • Profitable operations
  • U.S.-based business
Amount
$50,000 – $5,000,000
Turnaround
2–4 Weeks
Term
10–25 Years
Apply for This Program

Equipment Financing

Acquire the machinery, vehicles, technology, or specialized equipment your business needs — without depleting your cash reserves. The equipment itself serves as collateral, making approval easier and rates competitive.

Ideal For
  • Construction & heavy equipment
  • Medical & dental equipment
  • Restaurant & kitchen equipment
  • Fleet vehicles & trucks
Requirements
  • Any time in business
  • Equipment quote required
  • All credit types considered
Amount
$25,000 – $2,000,000
Turnaround
3–5 Business Days
Term
2–7 Years
Apply for This Program

Merchant Cash Advance

Get funded based on your future sales — not your credit score. A merchant cash advance gives you a lump sum upfront, repaid as a small percentage of your daily credit card sales. No fixed monthly payments, no stress.

Ideal For
  • Retail & restaurant businesses
  • High credit card volume
  • Fast funding needed
  • Lower credit scores
Requirements
  • 3+ months in business
  • $5K+ monthly card sales
  • No minimum credit score
Amount
$5,000 – $250,000
Turnaround
Same Day
Term
Revenue-Based
Apply for This Program

Business Line of Credit

A revolving line of credit gives you on-demand access to capital whenever you need it. Draw funds, repay, and draw again — only paying interest on what you use. The ultimate financial safety net for growing businesses.

Ideal For
  • Managing cash flow gaps
  • Unexpected expenses
  • Ongoing operational needs
  • Repeat funding needs
Requirements
  • 1+ year in business
  • $15K+ monthly revenue
  • 600+ credit score preferred
Amount
$10,000 – $500,000
Turnaround
24–72 Hours
Term
Revolving
Apply for This Program

Invoice Factoring

Stop waiting 30, 60, or 90 days for customers to pay. Invoice factoring lets you sell your outstanding invoices for immediate cash — up to 90% of the invoice value — so you can keep operations moving.

Ideal For
  • B2B businesses with net terms
  • Staffing & logistics companies
  • Government contractors
  • Businesses with slow-paying clients
Requirements
  • Invoices to creditworthy clients
  • No minimum time in business
  • No minimum credit score
Amount
$10,000 – $1,000,000
Turnaround
24–48 Hours
Term
Per Invoice
Apply for This Program
Not Sure Which Program?

Let Us Find the Right Fit.

Our funding specialists review your business profile and match you with the best available options — at no cost and no obligation.

Start Free Application Call (602) 488-3966